Mobile banking solution for AGBank
As one of the leading banks in Azerbaijan, AGBank was looking for a security solution for its Internet and mobile banking services. The bank chose VASCO’s DIGIPASS technology with a combination of DIGIPASS GO 6, DIGIPASS for Mobile and DIGIPASS 275.
Provide secure and mobile security for all customers of AGBank.
The solution had to have a high level of security; needed to be easy to integrate, easy to use and should be reasonably priced.
AGBank offers its customers the possibility to choose the solution that best fits their needs: either DIGIPASS 275 or 250, DIGIPASS for Mobile or DIGIPASS GO 6.
Key Project Principles
Fit everyone's needs
AGBank’s customers are divided into several groups, depending on the kind of financial operations they execute and the value thereof. Users who execute high-volume transactions can choose either DIGIPASS 250 or DIGIPASS 275, easy-to-use hardware devices that have a high level of security using electronic signatures. DIGIPASS GO 6 one-button devices are offered to customers who generally use online services for regular payments and low-value transactions. DIGIPASS for Mobile is directed at a younger audience, as young people are accustomed to using smartphones and this group prefers an economical way to authenticate.
On the back-end, AGBank opted for IDENTIKEY Authentication Server. This server verifies authentication requests from clients against a database of users. This server is also very flexible and future-proof, which implies AGBank will be able to use this server for other purposes – such as access to in-house applications – in the years to come. Because of their simplicity of use and design of the hardware devices, the solutions were favorably received by the end users.
“We wanted a solution that was simple enough to deploy and to use. A low total cost of ownership was also an important criterion, as well as a number of technical requirements such as load balancing and the redundancy of the authentication system.”
Fuad Malikov, Head of IT Infrastructure at AGBank.
All work related to the deployment of the DIGIPASS system were done by VASCO’s Professional Services team. The integration was done by a vendor of Internet banking systems, after professional product and integration training sessions provided by VASCO. Moreover, the Professional Services team gave guidance and consultancy advice to AGBank’s technical staff.
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